Do you need MONEY!

Do you need a quick, short-term loan? Do you have several knick-knacks and gadgets, jewelry or tools that other people might value? Pawnshops are run by pawnbrokers who make loans using a customer’s personal property as collateral. You might be able to raise money in no time at all.

  1. Test and clean the item. Looking around the garage and picking up something that hasn’t been used for years and is covered in dust or grease will only make the pawnbroker’s job more difficult. If it looks like you don’t care about or value the item, the pawnbroker certainly won’t place much value on it, either.
  2. Decide how much money you need to raise. By having a certain amount in mind, it helps the pawnbroker get you the amount you need. Saying to the pawnbroker, “I need to get as much as I can,” is not very helpful. It is better to say, “I need $44.53 to cover my utility bill.”
  3. Call the pawnbroker to be sure it is an item he is interested in taking. Ask about the terms & conditions, and the contract period for holding the goods.
  4. Make sure the item is complete. TVs without remote controls, tool sets missing pieces, video cameras without cords and chargers are far less valuable than complete items.
  5. Have adequate ID. No reputable pawnbroker will accept an item without proper identification.
  6. Negotiate the price. The pawnbroker has to take in items cheaply so they can turn around and sell them at a bargain price and still make money.
  7. Keep your pawn ticket. Some pawnbrokers charge a fee for lost tickets.
  8. Mark the due date on the calendar.
  9. Pick your item up well before the due date. Don’t wait until the last minute to redeem items you cherish. Invariably, things happen at the last minute that may cause you to lose your items. Traffic, job responsibilities, illness, transportation problems, any unforeseen difficulty may cause you to be late. The pawnbroker has to sell items that are not redeemed on time.

see Big Pawn FAQ’s for more information.

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